The South NJ RE Info Blog

If you do not think that a home inspection is important, you are wrong. While some buyers make a purchase without having an inspection, nobody would recommend this. The fact of the matter is that you never know what is wrong with a home. And guess what? If you do not order a home inspection, you may never find out. If you do, it could be several months later.
Here are three of the best reasons to consider ordering a home inspection.

1. Many people think that a home inspection will cost them a lot of money. But all in all, this is not true. For the most part, you should be able to order a home inspection for right around $300 or so. Of course, this will differ based on the type of property, area, and much more. But this is a small price to pay for finding out what could potentially be wrong with the home that you are buying.
2. If you do not pay for a home inspection now, you may end up paying for it later. In other words, a problem that is not caught before you buy is one that you will have to pay for on your own when you discover it at a later date. And if the problem is a big one, such as a leaky roof, you are going to bet out quite a bit of money. When you pay for a home inspection you will give yourself the chance to learn about all the problems you are buying, or maybe even have them fixed before you move in.
3. A home inspection will give you peace of mind. You may not think that you need to order an inspection, but after you move in you will begin to worry about any problems that may be haunting you. It is much better to pay for an inspection before buying so that you can live stress free after moving in. It is no fun to always be worrying about something going wrong.

In the last few weeks there's been quite a bit written about the power of social networks that are online.  I even posted a message previously asking the best way to use these social networks.  The key questions is to let everyone know of any new networks that you joined or have created.

Specifically, I created a social network that deals with real estate issues in Southern NJ.  The biggest challenge is to be able to get the word out about this new network.  Additionally, I'd like to set the tone of the network group so that it is NOT just a forum for other agents to sign up and try to recruit other members as buyers.  This, I think, would be the biggest turn-off for any real estate consumer that joined and would pretty much destroy the network. 

I'm trying to establish a forum for consumers to join where they can feel comfortable and safe in discussing and asking questions about real estate issues.  I'd like to see them do this without having to worry about being deluged with solicitations from other agents. 

As I posted before, I am a member of so many different online social networking sites that I'm seriously thinking of putting a database together in order to be able to keep track of all of them.  But most importantly, I'm beginning to see these social networks as the very same communities that were started during the MLM heydays of the mid 90's, where members within the industry are trying to sell their product or service to each other and the few select people.

In that the vast majority of real estate consumers tend to register/join anywhere from 5-8 agent's sites when they are looking for a home.  They do this as if each agent has some special information or inside track on properties that no other agent does.  But how can you educate the consumer?  You need to start interacting with them.  And you can't interact with them if when they join any kind of community they are deluged with solicitations from every real estate agent that is registered with that community. 

I, on the other hand, look forward to discussing in detail the specifics about any real estate issues as they pertain to the Southern NJ area.  Be they foreclosures, home prices, or 1st Time Home Buyer issues, as a real estate professional I feel that it is my obligation to educate the consumer about all issues pertaining to real estate and not just try to sell them a house or my services.

So, in conslusion, I'd be interested to hear from others as to which online social networks that you belong to and your opinion of that network.

Terry Iwaniw
Foreclosure Prevention Consultant
First Time Home Buyer Specialist
REALTOR Associate
RE/MAX Home Team
609-417-1086

Struggling families facing foreclosure will find one more avenue to take-mortgage assistance through a program called HOPE for Homeowners program, which will refinance mortgages for borrowers who are having difficulty making their payments, but can afford a new loan insured by HUD's Federal Housing Administration (FHA).

The HOPE for Homeowners program begins today and ends September 30, 2011. The program is available only to owner occupants and will offer 30-year fixed rate mortgages, so the borrower's last payment will be the same as the first payment. In many cases, to avoid what would be an even costlier foreclosure, banks will have to write down the existing mortgage to 90 percent of the new appraised value of the home.

If you are interested finding out more or in attending a planned seminar on this new program, call Linda at 609-417-1084 for details or contact me.

• Properties Currently Being Marketed - 676
• Average asking price - $255,320

• Properties that are Pending Sales (Under Contract, Not Settled) - 47

• Properties that Settled in August - 35
• Average sold price - $188,180 (91% of average asking price)

We can provide you with a complete and accurate market analysis for your home with an analysis of the market area it is located in. By knowing the value of your home you have a basis to start selling your home. If you want to know the value of your home and to receive a no-cost home evaluation, please call our Real Estate Hotline toll-free at 1-800-374-8571 x3025.

If you are planning to sell your home and would like to receive a free 12 page report, "Insider's Secret To Selling Your Home", directly to your home. "Insider's Secret To Selling Your Home" is a must have report for anyone planning on selling their home. Don't wait, call now.

• If you have an immediate need to sell your home, call 1-800-374-8571 x3051.
• If you are planning to sell you home in the near future, call 1-800-374-8571 x3052.

For first time home buyers, purchasing your first home can be a very stressful experience. We can help eliminate that stress and help you through the process. We work closely with many first time home buyers and understand your concerns. First Time Home Buyer Programs, 0% and No Money Down Programs, Conventional, FHA, and VA Financing (To Qualified Buyers). Seller Assist with Closing Costs, New Homes Existing Homes in Great Neighborhoods, Fixer Upper Properties. We search all of Camden, Burlington, Gloucester, Salem, Cumberland, and Atlantic Counties. Go to http://www.homes4firsttimebuyers.com/

Looking for a fixer upper property? Willing to put in some "sweat equity" to buy your next home at a bargain price. Get a complete listing of fixer uppers in your area by going to http://www.bestfixerhomes.com/

If you would like a free list of Fannie Mae homes currently for sale , go to: http://www.terryi.com/FNMA/.

Are you behind on your mortgage? We can help you! We are the Foreclosure Prevention Consultants. We've been where you are now, don't make the same mistakes we did. See what we can do for you at http://www.i-teamhomes.com/foreclosure.htm

Terry Iwaniw
REALTOR Associate
First Time Home Buyer Specialist
Foreclosure Prevention Consultant
RE/MAX Home Team
609-417-1086
http://www.terryi.com/
http://www.snewjerseyhomes.com/

• Properties Currently Being Marketed - 375
• Average asking price - $277,690

• Properties that are Pending Sales (Under Contract, Not Settled) - 22

• Properties that Settled in August - 27
• Average sold price - $232,950 (90% of average asking price)

We can provide you with a complete and accurate market analysis for your home with an analysis of the market area it is located in. By knowing the value of your home you have a basis to start selling your home. If you want to know the value of your home and to receive a no-cost home evaluation, please call our Real Estate Hotline toll-free at 1-800-374-8571 x3025.

If you are planning to sell your home and would like to receive a free 12 page report, "Insider's Secret To Selling Your Home", directly to your home. "Insider's Secret To Selling Your Home" is a must have report for anyone planning on selling their home. Don't wait, call now.

• If you have an immediate need to sell your home, call 1-800-374-8571 x3051.
• If you are planning to sell you home in the near future, call 1-800-374-8571 x3052.

For first time home buyers, purchasing your first home can be a very stressful experience. We can help eliminate that stress and help you through the process. We work closely with many first time home buyers and understand your concerns. First Time Home Buyer Programs, 0% and No Money Down Programs, Conventional, FHA, and VA Financing (To Qualified Buyers). Seller Assist with Closing Costs, New Homes Existing Homes in Great Neighborhoods, Fixer Upper Properties. We search all of Camden, Burlington, Gloucester, Salem, Cumberland, and Atlantic Counties. Go to http://www.homes4firsttimebuyers.com/

Looking for a fixer upper property? Willing to put in some "sweat equity" to buy your next home at a bargain price. Get a complete listing of fixer uppers in your area by going to http://www.bestfixerhomes.com/

If you would like a free list of Fannie Mae homes currently for sale , go to: http://www.terryi.com/FNMA/.

Are you behind on your mortgage? We can help you! We are the Foreclosure Prevention Consultants. We've been where you are now, don't make the same mistakes we did. See what we can do for you at http://www.i-teamhomes.com/foreclosure.htm

Terry Iwaniw
REALTOR Associate
First Time Home Buyer Specialist
Foreclosure Prevention Consultant
RE/MAX Home Team
609-417-1086
http://www.terryi.com/
http://www.snewjerseyhomes.com/

The I-Team Homes has been marketing quite extensively in Gloucester Township NJ including the areas of Blackwood, Erial, and Laurel Springs. We provide housing market analysis for our clients. The following is the most current data we have for Gloucester Township (we have made some modifications to the way we use to present this information):

For the month of August 2008 -

• Properties Currently Being Marketed - 710
• Average asking price - $232,620

• Properties that are Pending Sales (Under Contract, Not Settled) - 39

• Properties that Settled in August - 47
• Average sold price - $208,610 (93% of average asking price)

We can provide you with a complete and accurate market analysis for your home with an analysis of the market area it is located in. By knowing the value of your home you have a basis to start selling your home. If you want to know the value of your home and to receive a no-cost home evaluation, please call our Real Estate Hotline toll-free at 1-800-374-8571 x3025.

If you are planning to sell your home and would like to receive a free 12 page report, "Insider's Secret To Selling Your Home", directly to your home. "Insider's Secret To Selling Your Home" is a must have report for anyone planning on selling their home. Don't wait, call now.

• If you have an immediate need to sell your home, call 1-800-374-8571 x3051.
• If you are planning to sell you home in the near future, call 1-800-374-8571 x3052.

For first time home buyers, purchasing your first home can be a very stressful experience. We can help eliminate that stress and help you through the process. We work closely with many first time home buyers and understand your concerns. First Time Home Buyer Programs, 0% and No Money Down Programs, Conventional, FHA, and VA Financing (To Qualified Buyers). Seller Assist with Closing Costs, New Homes Existing Homes in Great Neighborhoods, Fixer Upper Properties. We search all of Camden, Burlington, Gloucester, Salem, Cumberland, and Atlantic Counties. Go to http://www.homes4firsttimebuyers.com/

Looking for a fixer upper property? Willing to put in some "sweat equity" to buy your next home at a bargain price. Get a complete listing of fixer uppers in your area by going to http://www.bestfixerhomes.com/

If you would like a free list of Fannie Mae homes currently for sale , go to: http://www.terryi.com/FNMA/.

Are you behind on your mortgage? We can help you! We are the Foreclosure Prevention Consultants. We've been where you are now, don't make the same mistakes we did. See what we can do for you at http://www.i-teamhomes.com/foreclosure.htm

Terry Iwaniw
REALTOR Associate
First Time Home Buyer Specialist
Foreclosure Prevention Consultant
RE/MAX Home Team
609-417-1086
http://www.terryi.com/
http://www.snewjerseyhomes.com/